Cobra Network Underwriting - Commercial Property Owners

Exclusive product offering comprehensive cover.

Target Market

•  All types of industrial, commercial, retail, office & leisure trades
• Single units
• Small and large property portfolios

Optional Covers

• Subsidence
• Employers’ liability – £10m
• Machinery breakdown
• Terrorism
• Higher public liability limits available

Key Features

• All risks
• Capital additions – 20% of buildings sum insured (max £2m)
• Damage to landscaped gardens by emergency services
• Loss of metered oil, gas, electricity and water – £25,000
• Contract works cover – £25,000 per premises
• Theft of keys – £2,500
• Trace and access
• Alternative residential accommodation included – 20% of sum insured
• Loss of rent – 36 months
• Loss of attraction following damage – £50,000 per premises
• Public Liability – £5m including legionella
• Legal Expenses

Premium range

£300 – £250,000