over insurance

Desktop vs site rebuild cost assessments: which is right for you?

If you’ve ever seen “desktop” and “site” rebuild cost assessments and thought, “Right… but what’s the actual difference — and does it matter?” you’re not alone.   It’s one of the questions we’re most ...

The overlooked risk of over insurance in HNW property

  In high-net-worth (HNW) property insurance, underinsurance has long been a concern. And rightly so – with 70% of UK properties insured for less than they should be. However, overinsurance is increas...