Toolkits

Compliance Update: FCA Senior Managers & Certification Regime

The FCA has released Consultation Paper CP25/21, proposing changes to the Senior Managers & Certification Regime (SM&CR). The aim is to shift from strict oversight to a ‘Trust and Verify’ mode...

Compliance Update: Summary of interim report on the FCA’s Market Study into Premium Finance

The FCA have issued their update paper which summarises the initial findings from the premium finance market study that commenced in October 2024. The reason for this market study was because the FCA ...

Compliance Update: Tackling non-financial misconduct in financial services

From 1st September 2026, the Financial Conduct Authority (FCA) are expanding the scope of COCON (Code of Conduct) so that the conduct rules covering serious instances of bullying harassment and simila...

Compliance Toolkit: Appointed Representatives Regime

The FCA continues to focus on Appointed Representatives (ARs) identifying poor quality of oversight by some principal firms to be a source of significant consumer harm. Concern about appointed represe...

Compliance Toolkit: Simplifying the insurance rules

The FCA have recently issued Consultation Paper 25/12: Simplifying the insurance rules: Proposed amendments following DP 24/1 and discussion on further changes for insurance and funeral plans where it...

Compliance Toolkit: FCA to replace consumer credit data reports

As part of the drive to become a smarter regulator the FCA have introduced a new Consumer Credit return. The data received in the current consumer credit returns has been identified as being of poor q...

Compliance Toolkit: Firms’ treatment of customers in Vulnerable Circumstances

The FCA conducted a review to evaluate the relevance of its existing guidance, in addressing the needs of vulnerable customers. Vulnerable circumstances can impact how individuals interact with firms,...

Compliance Toolkit: Pure Protection Products Market Study

Pure Protection Products Market Study The FCA have launched a market study into how well the distribution of pure protection insurance products is working for consumers. While the FCA has seen indicat...

CP24/19 Proposed changes to Consumer Credit Regulatory Returns

Consultation Paper The FCA have issued a consultation paper setting out their proposals to overhaul the regulatory returns linked to Consumer Credit Regulated Activities. The overhaul is being underta...

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