Feature Stories

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The overlooked risk of over insurance in HNW property

  In high-net-worth (HNW) property insurance, underinsurance has long been a concern. And rightly so – with 70% of UK properties insured for less than they should be. However, overinsurance is increas...

Employment Law Updates Relating to SMP and SSP

The government has published its proposed benefit and pension rates for 2026 to 2027. The Statutory Maternity pay (SMP) and Statutory sick pay (SSP) are set to raise in April of 2026. Statutory matern...

Compliance On Track – February 2026

Keeping you on track for 2026 Compliance can often be seen as overwhelming especially when faced with an insurer/premium finance audit, regulatory returns, training requirements etc. At Cobra Network ...

Why insurance accuracy fails at every level of property value

Many UK property owners assume that higher sums insured lead to better protection. New analysis shows this is not the case. While awareness of underinsurance has grown, insurance accuracy remains low ...

An update on the Employment Rights Act 2025

The Act received Royal Assent in December 2025 and introduces wide-ranging reforms to UK employment law. Most measures will be implemented in phases across 2026 and 2027.Please note: most of these cha...

Rebuild costs continue to rise this winter

UK Construction Costs: Winter 2026 Update Construction costs across the UK remain high as we enter winter 2026. While inflation has slowed in the broader economy, rebuild costs continue to rise – driv...

Compliance On Track – January 2026

Keeping you on track for 2026 Compliance can often be seen as overwhelming especially when faced with an insurer/premium finance audit, regulatory returns, training requirements etc. At Cobra Network ...

The hidden pitfalls of insuring listed buildings

Listed buildings come with complexities that can easily lead to gaps in cover. When clients depend on you to guide them through these challenges, clarity becomes essential. Our latest guide highlights...

The Building Safety Levy: What it means for rebuild costs

The government has confirmed that a Building Safety Levy will come into effect on 1 October 2026. It’s part of the ongoing reforms following the Grenfell Tower tragedy, designed to improve building sa...