Casualty
Product Overview
Casualty
- Very few red lines
- Preferred trades
- Public and Products Liability -Written with EL or stand alone
- Employers’ Liability -Written with PL/Prods or stand alone
- Excess Public/Products Liability -£75m max capacity
- Excess Employers’ Liability -£35m max capacity
- Minimum Premiums-£20k
- Low Frequency / Potential High Severity
- Risk management culture
- Long term relationships
- Client engagement
Casualty Appetite
High hazard Low Frequency. Industrial applications, Automotive, Multinational, Offshore, US Exports.
Preferred:
- Professional, Scientific, Finance, Insurance
- Information, Communications
- Technology, Computing
- Electrical equipment
- Automotive and transport equipment
- Fabricated metal products
- Furniture
- Instrumentation
- Medical and Optical
- Oil & Gas industry equipment & tools
- Precision Engineering
- Media and Printing
- Industrial machinery from huge systems to Pumps & Valves
- Real Estate / Property Owners
- Wholesale
- Contracting – “above ground”
Standard:
- Manufacturing
- Base metals
- Food and Beverages
- Clay, glass, clay, cement & stone products
- Vehicles
- Wood products
- Transportation & storage
- Utilities
- Contracting – “Below ground”
Restricted:
- Accommodation & Food Services
- Agriculture, forestry & fishing
- Arts, entertainment & recreation
- Education
- Health & social services
- Tobacco Products manufacturing
- Public Administration & Defence
- Chemicals & Chemical products
- Mining & Quarrying
- Retail
Trading Instructions
Please speak to your strategic account manager for further information.
* Please note offline minimums for commercial business are above £5K in general
* Online Commercial Combined policies are Master package policies which are also used offline
* Where we have ‘max’ commission levels listed, these will have to be negotiated with the underwriters on a case by case basis
* Please talk to your SAM to discuss minimum requirements for a Chubb agency