Cobra Network Underwriting - Flats Property Owners

Exclusive product offering comprehensive cover

Target Market

• Managing agent block arrangements
• Conversions
• Purpose-built blocks of flats with concrete floors

Optional Covers

• Terrorism
• Machinery Breakdown
• Higher public liability limits available

Key Features

• Full range of perils including accidental damage
• Loss of rent & alternative accommodation
• (33.3% of sum insured)
• Trace & access
• Loss of metered oil & water – £5,000
• Contents of communal areas of the building – £20,000
• Property owners’ liability – £5m
• Employers’ liability – £10m
• Replacement of locks & keys – £2,500 per block
• Garden damage caused by emergency services
• Unauthorised occupant removal – £10,000
• Removal of bees or wasp nests – £500
• Accidental Damage to pipes, cables and drains
• Accidental Damage to close circuit TV equipment
• Contractors contingent liability
• Legal Expenses

Premium range

£500 – £500,000